I Was Made Redundant And Cannot Afford My Bills

services no longer needed

Question Jon, I was recently made redundant which I found odd as the store was hiring just when the last lock down lifted. I am challenging the redundancy, but for now I am out of work. I have researched and applied for Universal Credit, and that will help pay my rent, and food, but I […]

Is 2022 Going To Be The Year Of The “Financial Squeeze”?

2021 is coming to a close and already is being reported that 2022 is going to be the “year of the squeeze” financial for households. As if 2021 was not bad enough, between lock downs, furloughs, supply chain issues, job losses, shops and stores closing, you have to wonder, how could it get any worse!? […]

My Benefits Have Been Cut And I Don’t Know What To Do?

Question Jon, My benefits have been cut by the extra £20 a week, I lost my job due to the pandemic, and cannot afford to live, let alone pay the credit cards I have. I am at wit’s end as to how to handle this mess! Jane Answer Jane, While it is a difficult period […]

I Can No Longer Afford To Repay My Partner’s Loan.

Question I took out a loan in my name to help my partner a few years back. I had been paying the loan as they had lost their job and had no income except for benefits. They got Universal Credit. We split up and now I have also lost my job as the company I […]

Council Tax is a Priority Bill

A lot of people moan about paying Council Tax….and I was one of them. I pay £85 a month, and I always said, what am I getting for this money??? I know, I was getting rubbish removal, police services, fire services, plus funding the Council itself. But yet, I still moaned. Then there was the […]

How Do I Tell My Bank I Do Not Want To Pay My Credit Card?

Question Hello, I am self employed, didn’t qualify for the covid grants and got kicked off universal credit after 10 months for daring to help my family in Portugal with their homestead for over a month. As a result I have a credit card debt that I do not want to pay back. How do […]

I Need Some Advice On How To Handle My Debts Now That I Am Redundant.

Question Jon, I have £20,000 of debt from a few credit cards, and some consolidation loans. I tried to consolidate the credit card debt on 2 occasions but I just kept using the cards. I was on furlough due to the virus, but have now been made redundant. There are jobs to be had, but […]

Life Is About To Become More Costly

In the news we have heard about quite a few energy companies going bust. This was due to the fact whole sale costs of energy was going up, and the suppliers were bound by a price cap on what they could charge. The energy suppliers costs went up, but they could not cover that cost […]

Universal Credit Recipients Facing a Reduction In Their Benefits

When the Covid pandemic hit the world last year it was not just lives that were at stake, it was also the world’s economy. You cannot put a price tag on a life, but the economy for our country and others, is a living and evolving thing. The governments realised this, and also realised that […]

I Lost My Job And Don’t Know What To Do?

Question Jon, I lost my job a few months ago, I worked all through the pandemic as I was considered an essential worker at a food store. Now I have been dismissed with cause and have no income. I have the usual bills to pay, but just am lost as to what to do. I […]