How Do I Deal With An Old Debt?

pocket watch

Question I need advice on how to deal with an old debt I had from many years ago. Was contacted by a debt collection agency saying they now have the debt and want me to pay. This account is from 20 years ago. It is a few thousand pounds and it was silly of me […]

Do I Still Owe A Debt From 2004?

a big bill

Question Jon, I think I know the answer to this question, but want a second opinion. I had a loan with Black Horse back in 2004, and after some personal problems stopped making payments in 2006. I have not heard from Black Horse since 2009, and that was a letter to my old address. The […]

Bilkish Is Chasing Me For a Debt I Left In Kuwait

Kuwait flag

Question Leased a car in Kuwait in 2007, left Kuwait in 2008, quite quickly to be honest. Left the car & letter at Kuwait Finance House. Nothing heard since, early Jan 2022 Bilkish contacted me via my Current employer (LinkedIn search) saying I have a dept of KD 5,899.100 They have threatened me with a […]

Acknowledging or Re-engaging a Statue Barred Debt

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In the UK, if a creditor has not contacted you, or attempted to collect a debt owed to them for a period of six (6) years, the account/debt is said to be Statute Barred, which means it is no longer collectable through the courts. There are the key words, no longer collectable through the courts. […]

Can I Return To The UK Having Left Unpaid Accounts?

Flag of the United Kingdom

Question I currently live in the states, and have a green card, but I am also a British Citizen. I have lived in the USA for 5 years, and when I moved here I left some accounts in England unpaid. I met someone, came to America, got married and plan to stay here. We want […]

Can a Debt In The EU Be Collected In The UK?


Question Hello, I left debts back in my home country in the EU about 19 years ago. Then today I was contacted via email by a collection agency in that country demanding I pay this incredible amount of money. I believe I owed £3,000 when I left and now they are demanding £18,000 from me. […]

Do I Owe a Loan From 10 Years Ago?


Question Hi Jon, I took out a loan with Black Horse over 10 years ago. I ran into some financial difficulties and stopped making payments. Since then I have moved quite a few times. I have not heard from Black Horse or anyone about the loan for almost 10 years. I always check my post, […]

Can Council Tax Debt Be Statute Barred?

debt will tear us a part

Question Dukes baliffs attended my parents private house today trying to enforce some council tax debt which is from over 11 years ago they left a sheet of paper stating /threatening that they will attend again they asked for my name i never confirmed this they also told lies stating that my father stated i […]

Will I Be Stopped at The Airport When I Return to The UK?

busy airport terminal

Question Hi Jon, I lived in the UK in 2005 for 1 year, and left leaving behind an unpaid mobile phone bill, a credit card bill, and a small loan of about £500. I left the UK to move back home in Canada. I am now hoping to go back to the UK on a […]