Losing One’s Home: Repossessions and Evictions

old house

The sanctity of one’s own home. It doesn’t matter if you own your own property, or are a tenant, your home is a sanctuary, a place to not just call your own, but to feel safe, do what you want, the freedoms that come with being inside your own four walls. So losing your home, […]

A Charging Order Has Been Placed Against My Property, Help!

For sale sign

Question Help! I received a CCJ and now I have been informed I have a charging order against my property. What can I do? Are they going to repossess my home? Karen Answer Karen, Charing Orders are serious, and a part of the enforcement process of having a CCJ/County Court Judgment. A couple of questions […]

Fire Safety Advice Changes For Low Rise Blocks

block of flats

In 2017 a fire broke out at the Grenfell Tower block of flats in North Kensington, South London. The fire not only destroyed the high rise block of flats, but also claimed the lives of 72 people. The fire was a combination of an electrical fault with a resident’s fridge, coupled with highly flammable cladding […]

Fire Safety Advice Changes For Low Rise Blocks

block of flats

In 2017 a fire broke out at the Grenfell Tower block of flats in North Kensington, South London. The fire not only destroyed the high rise block of flats, but also claimed the lives of 72 people. The fire was a combination of an electrical fault with a resident’s fridge, coupled with highly flammable cladding […]

What Happens If I Let My Property Be Repossessed?

hole in a wall

Question Jon, My partner and I bought a property to let out a few years ago, and while we have had tenants in the property, they began to fall into arrears with the rent, and eventually we had to go through the process of having them evicted. When we finally got the property back it […]

Can I Include a Repossession Shortfall In Bankruptcy?

bankruptcy petition

Question Was made bankrupt last June via email. I had a ltd co loan secured on a property that was repossessed, undersold and then the bank chased me personally for the £800,000 shortfall. Can I write off/set off the outstanding using PAP or affidavit? Answer Robin, Your situation and questions are more of a legal […]