Should I Remortgage To Pay Off My Overdraft?

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Question Hi, I have a £5000 overdraft limit and £2000 on a credit card. I’ve banked with NatWest since I was 12 (I’m now 43) when I was in my early 20’s I would receive letters telling me that my overdraft would be increased on numerous occasions. I never actually asked for it but at […]

Is My Bounce Back Loan Fraud?

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Question Hi I am very grateful for your website! I have a bounceback loan from Covid which is from my personal business account and also an overdraft on that same account and I would really like to try and write this debt off as I understand it is fraud. I understand the basics of the […]

How Can I Cancel My Student Bank Account Overdraft?

student debt

Question A couple of years ago I took out a student overdraft of £2,000 on my student bank account with the Royal Bank of Scotland. They have just started to charge me interest on this in the past couple of months, as you get 2 years after you graduate for this overdraft to stay interest […]

What Are The Different Forms of Credit and Loans?

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If you looking into the world of credit and loans, you may be surprised at the different types of credit that can be extended to you, and that credit is extended in the form of a loan. However, there are many different types of loans. Loans Fall Into Two Different Categories In discussing the various […]