What Can I Do With a Buy-to-Let Mortgage?

buy to let

Question Hello, I have a mortgage, which has been around 11 years now. I have another 9 months and £85,000 left to pay. It is on rent, and has a BTL mortgage. Is there anything I can do in regards to the mortgage? ThanksJasdip Answer Jasdip, I am a bit unclear as to your question? […]

Good Debt vs Bad Debt

good vs bad

Is There a Difference Between Good Debt and Bad Debt? In asking the age old question, what is good debt and what is bad debt, one quick answer is, debt is debt. Period. However, there are some areas or forms of debt that may be considered better than others, One question to ask yourself in […]

What Are The Different Forms of Credit and Loans?

hand holding a loan sign

If you looking into the world of credit and loans, you may be surprised at the different types of credit that can be extended to you, and that credit is extended in the form of a loan. However, there are many different types of loans. Loans Fall Into Two Different Categories In discussing the various […]

What Is a Pre-Payment Penalty?

0 percent mortgage

Question Jon, In the past I have had bad credit, mostly due to losing my job and not being able to pay back a credit card I had and also a car on HP. But I overcame that. I went back to work, saved some money, and wanted to buy a property. I went to […]

The Pandemic Has Created a Huge Pent-Up Demand

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If you sit down and give it some thought, we have been in some form of a lock down for over a year! A year of our lives has been spent locked down. Amazing when you really think about it. So for that time, life for many has stopped. No going to work, no going […]

Can I Get a Mortgage in Canada With Unpaid Debts in The UK?

house keys

Question I lived in the UK as a student for a few years and left the UK 2 years ago. When I left I had some unpaid bills, a credit card, an overdraft, and a mobile phone contract. In total I owed about £4,000. I now live in Canada and am getting a mortgage to […]