Fire Safety Advice Changes For Low Rise Blocks

block of flats

In 2017 a fire broke out at the Grenfell Tower block of flats in North Kensington, South London. The fire not only destroyed the high rise block of flats, but also claimed the lives of 72 people. The fire was a combination of an electrical fault with a resident’s fridge, coupled with highly flammable cladding […]

What Happens If I Let My Property Be Repossessed?

Question Jon, My partner and I bought a property to let out a few years ago, and while we have had tenants in the property, they began to fall into arrears with the rent, and eventually we had to go through the process of having them evicted. When we finally got the property back it […]

What Can I Do With a Buy-to-Let Mortgage?

Question Hello, I have a mortgage, which has been around 11 years now. I have another 9 months and £85,000 left to pay. It is on rent, and has a BTL mortgage. Is there anything I can do in regards to the mortgage? ThanksJasdip Answer Jasdip, I am a bit unclear as to your question? […]

The Four Letter Word That Is Debt

To some the word “debt” is one of those four letter words we should try to avoid, or find ourselves in, however the reality of debt, and being in debt is almost inescapable. There will always be the debate as to what is good debt and what can be considered bad debt, but the facts […]

How Can I Pay Off My Old Debts?

Question A few years ago I defaulted on a credit card and also a catalogue bill I had. I was in a bad place and just did not pay them. Now I want to clear this up as I am back working and can afford to pay them. In total I owe about £2,000. How […]

What is an Offset Mortgage and Should I Consider One?

The formula that is usually used by lenders to determine interest rates for a loan is: High Credit Score = Low Interest Rate Low Credit Score = High Interest Rate However, then comes a pandemic, and the economy takes a dive, and while that formula of how you may receive a low interest rate for […]