Are Mortgages Illegal?

mortgage loan

Question Hi there- I’ve been an IFA for over 30 years, I’ve sold thousands of mortgages. I want to help my clients and myself be debt free. I’ve heard that mortgages are illegal and if this turns out to be true then I would like a company like yours to help me recover the mortgage […]

Will Going Bankrupt 5 Years Ago Stop Me From Buying a House?

Question Jon, years ago I went bankrupt, and it was a good thing. I was so far in debt and there was no way out. Now after about 5 years I am looking to buy my first property, but am concerned that the bankruptcy will stop me from getting a mortgage. I have a good […]

Ask Any Debt, Finance, Insurance, or Loan Question You Have….Ask An Expert!

Well sort of…any question…and I am considered quite knowledgable in these matters. If I do not know the answer, I will find it!! Do you have questions regarding what does and what does not make-up your credit score? Do you want to know how to improve your credit score? Are you concerned as to if […]

How Can I Buy My Mum’s House?

Question Hi Jon, My question is related to my mother’s house, which she has owned for over 50 years. There is no mortgage, she owns is outright. She wants to sell it to me and my partner, and I am unsure how we go about this. Thank you, Frankie Answer Frankie, I understand wanting to […]

I Am Thinking Of Walking Away From My Flat And Mortgage

Question I hope you can answer my query. I bought a property a few years back, and now it is worth much less than what I owe on the remaining mortgage balance. I don’t know why it has lost value, but a similar flat in the block sold for £20,000 less than mine, and all […]

Is Bankruptcy Right For Me?

Question Hi Jon, I need some advice on what to do with £100,000 worth of debt. I owe £10,000 on credit cards, £5,000 on a car note, £3,000 on a personal loan, £5,000 to a friend who loaned me money, and the rest which is about £75,000 on a property that has a mortgage. I […]

Fire Safety Advice Changes For Low Rise Blocks

In 2017 a fire broke out at the Grenfell Tower block of flats in North Kensington, South London. The fire not only destroyed the high rise block of flats, but also claimed the lives of 72 people. The fire was a combination of an electrical fault with a resident’s fridge, coupled with highly flammable cladding […]

What Happens If I Let My Property Be Repossessed?

Question Jon, My partner and I bought a property to let out a few years ago, and while we have had tenants in the property, they began to fall into arrears with the rent, and eventually we had to go through the process of having them evicted. When we finally got the property back it […]

What Can I Do With a Buy-to-Let Mortgage?

Question Hello, I have a mortgage, which has been around 11 years now. I have another 9 months and £85,000 left to pay. It is on rent, and has a BTL mortgage. Is there anything I can do in regards to the mortgage? ThanksJasdip Answer Jasdip, I am a bit unclear as to your question? […]