What is an Offset Mortgage and Should I Consider One?

a house and savings

The formula that is usually used by lenders to determine interest rates for a loan is: High Credit Score = Low Interest Rate Low Credit Score = High Interest Rate However, then comes a pandemic, and the economy takes a dive, and while that formula of how you may receive a low interest rate for […]

Do I Need a Buy-to-Let Mortgage?

buy to let sign

Question I have a property I own and it still has a mortgage on it. I am in process of buying a second property, and am letting out my first property. Someone told me I need to advise my mortgage lender about this. It’s my house, if I want to let it out I should […]