How Can I Get a Car Loan With Bad Credit?

car salesman

Question I need a loan to buy a car as I have found a job, but the location for work is not on any bus routes, in addition the job is working unsocial hours. I don’t need an expensive car, just a reliable one to get to and from work. The problem is I have […]

I Need Advice As I Guaranteed a Business Loan.

beach and ocean

Question Dear Jon My partners and I provide personal guarantee for a loan that was taken out by our company based in Mauritius in 2018 for raw materials for our manufacturing company in West Africa. Unfortunately, commodity prices collapsed in 2018 and the company was unable to service the debt of $1.4m anymore. The loan […]

I Signed As a Guarantor For My Daughter’s Flat

for rent sign

Question Jon, When my daughter moved out and wanted her own place to live, no estate agent or landlord would rent to her. She was young and had no credit history or any rental history. She found a place she really liked and the landlord, a private landlord, said they would let the flat to […]

Why Did The Bank Require a Guarantor For My Loan?

loan application

Question My question is this, I applied for a loan to do some upgrades on my home. I do not own it, I am a tenant in a housing association property. The loan was for £3,000, to buy a new fridge, washer, carpets, do painting, and in general redo the house. The bank said I […]

How Can I Get a Loan Without a Guarantor?

laptop and a calculator

Question Jon, I set up a LTD last year, but due to Covid we did not start trading until this year 2021. Business is going pretty well, and in the past few weeks with the lock down restrictions being lifted, we are very busy. I need to expand the company and went to my bank […]

I Have a CCJ, Can The Courts Take My House?

court gavel, judgment

Question Hi, I foolishly signed as a guarantor for a now ex-friend of mine. He defaulted on the loan, and I was contacted to pay. I could not afford to repay the loan, so it went to court and a CCJ was issued against me. I entered into a payment plan, but I am unsure […]