How Can I Pay Off My Old Debts?

credit cards

Question A few years ago I defaulted on a credit card and also a catalogue bill I had. I was in a bad place and just did not pay them. Now I want to clear this up as I am back working and can afford to pay them. In total I owe about £2,000. How […]

What is an Offset Mortgage and Should I Consider One?

a house and savings

The formula that is usually used by lenders to determine interest rates for a loan is: High Credit Score = Low Interest Rate Low Credit Score = High Interest Rate However, then comes a pandemic, and the economy takes a dive, and while that formula of how you may receive a low interest rate for […]