Debt And Credit In a Digital Age

Warp drive

Sometimes I cast my mind back, back to a time when if you needed a loan, you went to your local bank, spoke to the Bank Manager or Loan Officer, completed a loan application and waited. You waited for the loan committee to meet, usually on a Wednesday, and they approved your loan. In some […]

Getting a Loan After The Pandemic

To use the term, unprecedented, during the Covid Pandemic was an understatement! Not since 1918 and the Spanish Flu epidemic did we see such death rates, sickness, and countries being locked down, and life as we know it, changing forever. So much changed and had to change during the lock downs we experienced. Our shopping […]

The World Of Credit And Lending Is Changing

The Covid pandemic has changed a lot of how we live and what we do. Who would have thought just 18 months ago we would be wearing face masks everywhere we go, getting vaccine jabs, working more from home, or being on furlough, and using so much hand sanitiser we cannot find it in stock […]

The Relationship Between Lenders and Borrowers

The process of lending and borrowing money has changed over the years, but the actual event, someone who lends money and someone who borrows money has not changed. Gone are the days of going to the bank, seeing a loan manager, filling out a paper application, and then waiting for the loan committee to meet […]