Getting a Loan After The Pandemic

loan application

To use the term, unprecedented, during the Covid Pandemic was an understatement! Not since 1918 and the Spanish Flu epidemic did we see such death rates, sickness, and countries being locked down, and life as we know it, changing forever. So much changed and had to change during the lock downs we experienced. Our shopping […]

I Am Stressed About My Debt And Need Advice!

Question Hi and I hope you can provide some advice. I was placed on furlough when the pandemic hit, and now have been made redundant. I have a lot of debt due to living off of credit cards and trying to manage paying my mortgage. I am tired of it all. I looked into an […]

I Need Some Advice On How To Handle My Debts Now That I Am Redundant.

Question Jon, I have £20,000 of debt from a few credit cards, and some consolidation loans. I tried to consolidate the credit card debt on 2 occasions but I just kept using the cards. I was on furlough due to the virus, but have now been made redundant. There are jobs to be had, but […]

How Much Debt Does The UK Have Due To The Pandemic?

Pandemics are not cheap. You have the loss of lives, productivity, jobs, and the economic impact of lock downs, add in some government furlough money, and increased benefits, and it all adds up to billions of pounds, in this case, the UK government debt is now at £2.2 trillion! Yes, trillion! When all is said […]

Does a Payment Arrangement Affect My Credit Report?

Question I was put on furlough during the pandemic and then was called back, and then put on furlough again. While I was receiving some wages, it was not enough to pay all my bills as I was pretty much in some serious debt. I did phone and speak to my bank and those I […]

4 Top Tips to Get a Job!

In the past 12 months working, having a job, and finding a job has changed….and changed dramatically! Even if you are on benefits has changed, as there are no face-to-face appointments with a Work Coach these days. Everything is done online. More and more of us were being made redundant, or placed on furlough, only […]