Is Misrepresenting My Earnings For a Loan Considered Fraud?

masked fraudster

Over the years I have been asked this very question, in various ways, but the bottom line (no pun intended), has been: Can I Be Charged With Fraud If I Misrepresent My Income For a Loan? This question, as stated comes in many forms: I applied for a credit card and said I earn more […]

What Are Third Party Loan Agreements?

signing a contract

Some questions I have been asked recently and also over the years are things like: I bought a laptop on finance and it has died after 3 months. Do I need to still make the payments? We had a conservatory added to our home and financed it through a lender the builder recommended. The work […]

What is a Guarantor and What is a Guarantor Loan?

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If you have bad credit, or a low credit score due to a past history of bad credit, and need a loan, one option to get a loan are guarantor loans. Guarantor loans work this way: You have bad credit You need a loan The bank or lender asks for a guarantor You know a […]