Life Insurance – It’s For The Living

life insurance sign

Anything of value can be insured. And some insurances are mandated legally to have. If you want to drive on the roadways and motorways in the UK, you are legally required to have car insurance. Want to protect your home and its contents, you need building insurance, and contents insurance. There is an insurance policy […]

How Do I Pay My Deceased Father’s Debts?

cross marking a grave

Question Jon, My father died last month and we are now in the process of cleaning out his house. He lived in a housing association property, so he had no real assets. In cleaning the property, we have found numerous bills and accounts that he owed. Not just the usual utility bills, but also some […]

What Happens To My Mum’s Debt When She Dies?

Will

Question Hi Jon, I ask this question on behalf of my 89 year old mum, whose health is failing. She owes around £5,000 in total to a credit card, Vanquis, and also a loan she took out with Lloyds. What happens to these accounts when she dies? She has life insurance to bury her, but […]

Can My Sister Refuse to Share Our Inheritance?

last will and testament

Question Hello, I will present my situation and then see if you can advise me. My parents own a property worth over £300,000, they were both listed on the land registry as owners. My father died 4 years ago, and my mum put my sister on the land registry as an owner of the property […]

What Happens to My Debts When I Die?

graves

Death and taxes as the saying goes are the only two things we can count on. But what about any debts or bills you owe when you die? It is a question many have, and many would like to not thing about. “No One Here Gets Out Alive” As grim as it sounds, it is […]