Today In UK Debt: 27/04/2022

2022 calendar

The Cost Of Moving House We all know that it is not cheap to move house. You have the actual cost of moving, physically packing up all your belongings and having them moved to another location. I call moving day, the day you touch everything you own. You also have the expense of setting up […]

Ask Any Debt, Finance, Insurance, or Loan Question You Have….Ask An Expert!

Well sort of…any question…and I am considered quite knowledgable in these matters. If I do not know the answer, I will find it!! Do you have questions regarding what does and what does not make-up your credit score? Do you want to know how to improve your credit score? Are you concerned as to if […]

Where Can I Get Advice And Help On Paying Bills And Getting Out Of Debt?

This is a question I get asked a lot over not just the years, but more in recent times. The economy and world is changing, and with the Pandemic throwing a spanner in the works, many people saw a loss, or reduction in income. Today we are facing epic inflation rates, and utilities are increasing, […]

I Need Some Advice On How To Handle My Debts Now That I Am Redundant.

Question Jon, I have £20,000 of debt from a few credit cards, and some consolidation loans. I tried to consolidate the credit card debt on 2 occasions but I just kept using the cards. I was on furlough due to the virus, but have now been made redundant. There are jobs to be had, but […]

I Am In a Token Payment Plan And Getting Nowhere. What Can I Do?

Question Jon your advice to people is greatly appreciated, and I need some of it. I was made redundant a few years back, and entered into a debt management plan at that time. I have only found part-time work here and there over the past few years. When the pandemic hit I went to a […]

How Can I Pay Off Debts I Left In Another Country?

One of the many questions I get asked many times is about being in debt and travelling, and also about leaving unpaid accounts and debts behind in another country. The fact is for the majority of countries in the world, debt is not a crime, so it does not have any affect on travelling. And […]

Help, I Need Some Direction As To How To Get Out of Debt.

Question I hope you can give me some direction on this as I am lost when it comes to money problems. I lost my job last Autumn due to the pandemic, and have not been able to find any jobs that paid nearly what I was earning. I am working part-time at a local supermarket, […]

Can I Qualify For a Debt Relief Order?

In as much as things change, they stay the same. Insolvency is insolvency, and some of the outcomes from insolvency can be going bankrupt, or entering into an IVA/Individual Voluntary Arrangement. In April 2009, a new form of insolvency was created and it was termed a Debt Relief Order or DRO. One of the reasons […]

Is Being in Debt Bad?

I get asked a lot of questions over the years: Can I travel if I am in debt? Will I get stopped at the airport if I have debts? Can I get a Visa if I am in debt? Am I responsible for my partner’s debts? How to get out of debt? That is a […]

Do I Owe a Loan From 10 Years Ago?

Question Hi Jon, I took out a loan with Black Horse over 10 years ago. I ran into some financial difficulties and stopped making payments. Since then I have moved quite a few times. I have not heard from Black Horse or anyone about the loan for almost 10 years. I always check my post, […]