Does Applying For a Loan Lower My Credit Score?

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Question I am trying to get a loan and have applied to a few banks online. I was told that by applying for a loan to a few banks it could lower my credit score, which could cause me to be rejected for the loan. This makes no sense to me, as you need to […]

Can My Credit Score Be Lowered Due to a Disputed Account?

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Question My question is this: I have a dispute with a loan company over the last payment on a loan. They say I still owe £99, and I say I paid the loan in full. Now they are harassing me to pay this £99, which I do not owe. They say if I do not […]

Will Increasing My Credit Limit Hurt My Credit Score?

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Question I have been offered a credit limit increase on my credit card. They are offering me a £750 increase, and my limit is currently £1,500. I need to complete an income and expense form online and then it looks as though they automatically increase my limit. I just wonder if this is something that […]

How Can I Improve My Credit Score?

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In today’s world, there are a few things that have changed, are changing even more, and we also need to stay more aware of. And one of those things is our credit scores. We should all know our credit score and monitor it on a regular basis. Why you may ask??? Credit files and credit […]