When Will My Bankruptcy Be Removed From My Credit Report?

credit report

Question I went bankrupt back in 2015. It was a difficult decision to make, but I felt I had no other options. I owed tens of thousands to credit card, my business loans, and I also had a mortgage. I lost my home, but being out of debt was liberating. I felt like I could […]

How Often Should I Check My Credit Report?

A question we get asked on a regular basis is how often should I check my credit report? There is no correct answer as to how often, because it can vary among those who are credit active. Some advisors state to check your credit file annually, or once a year. However, if you are very […]

Does a Payment Arrangement Affect My Credit Report?

Question I was put on furlough during the pandemic and then was called back, and then put on furlough again. While I was receiving some wages, it was not enough to pay all my bills as I was pretty much in some serious debt. I did phone and speak to my bank and those I […]

8 Tips to Improve Your Credit After Bankruptcy

You were bankrupt for 12 months, and now your bankruptcy has been discharged, you are now officially debt free, starting over, a fresh start. What next do you need to do. One thing to do is to take a look, if you have not already done this or know, what took you to the point […]

What is NOT on My Credit Report?

There are many things on our credit report, the accounts we have, how we have paid them, civil judgments against us, and all of of it has to be true; an accurate picture or portrayal of how we have paid our debts and obligations. But you may be surprised at what is not included in […]

Can My Credit Affect Me Getting a Job?

We live in a very interesting time, job/work wise. It is a pandemic! R Factors! Lock downs! Redundancy! Furloughs! Government bailouts! Shops, stores, restaurants, and pubs closing at record rates! For the economy, it all seems so doom and gloom. And the economy is what it is all about, second after lives. After making sure […]

How Can I Improve My Credit Score?

In today’s world, there are a few things that have changed, are changing even more, and we also need to stay more aware of. And one of those things is our credit scores. We should all know our credit score and monitor it on a regular basis. Why you may ask??? Credit files and credit […]