Does Catalogue Debt Affect My Credit?

catalogue

Question I owe about £800 to 2 different catalogue companies, and I am not paying them. Will this hurt my credit score? Answer It will only lower your credit score if it is reported to the credit bureaus. Not all lenders or catalogue companies report to the credit bureaus. However, if you default on the […]

Credit Scores and Moving to Other Countries

paper airplane

As hopefully soon the skies open up again, not only will many of us get our long waited holidays, but some will relocate and move to other countries. Even here in the UK we recruit people from other countries for various jobs, and certain careers. It is the same in those other countries as well. […]

What Is This “Blacklist” I Keep Hearing So Much About?

names in a ledger

Over the years I have heard the following so many times, I wish I had a £1 for each and every time. I am on the blacklist. I have been blacklisted. I have poor credit and was told I blacklisted. What is the blacklist? How can I remove my name from the bank’s blacklist? The […]