Have You Tried To Buy or Even Hire a Car Lately? The Spike In Prices!

old rusted car

The Covid pandemic and subsequent lockdowns has and is still causing a lot of disruptions. We had people on furlough from work, many working from home, stores closed, jobs now lost, and now even out of lock down there are supply chain issues, and of course the number of those sick and dead. It is […]

Brexit….Covid…Petrol Crisis….a Perfect Storm!

So much has happened in the past 18 months, it is hard to say where to begin, but certain factors have come together to bring about a “perfect storm” of major issues here in the UK, and also elsewhere. And in some strange way, all these factors are linked, and who would or could have […]

The World Of Credit And Lending Is Changing

The Covid pandemic has changed a lot of how we live and what we do. Who would have thought just 18 months ago we would be wearing face masks everywhere we go, getting vaccine jabs, working more from home, or being on furlough, and using so much hand sanitiser we cannot find it in stock […]

I Was Made Redundant During The Pandemic And Still Owe a Debt.

Question Hi Jon, I have visited this site a few times and happy to have stumbled across it. I like reading the posts and questions people ask, and now I have a question of my own. I unfortunately took out a loan just before the lock downs to do some upgrades to my home. Then […]

How Much Debt Does The UK Have Due To The Pandemic?

Pandemics are not cheap. You have the loss of lives, productivity, jobs, and the economic impact of lock downs, add in some government furlough money, and increased benefits, and it all adds up to billions of pounds, in this case, the UK government debt is now at £2.2 trillion! Yes, trillion! When all is said […]

How The Pandemic and The Internet Have Changed Our Shopping Habits

If you are as old as myself, you can remember when if you went shopping, you either piled in the car and drove “down town” into the city centre, or took the bus or trolley to the city centre. You always had your corner shops, but the main shopping district was in town. Then malls […]

Does a Payment Arrangement Affect My Credit Report?

Question I was put on furlough during the pandemic and then was called back, and then put on furlough again. While I was receiving some wages, it was not enough to pay all my bills as I was pretty much in some serious debt. I did phone and speak to my bank and those I […]