Paying a Loan Off Early And Pre-payment Penalties

signing papers

When you take out a loan, on the surface it may all seem so easy and simple. You complete a loan application, submit your details, the lender reviews the application, checks your credit history and credit score, and with some banks and lenders, within 24 hours, bam! The money is in your bank account. While […]

What Is a Pre-Payment Penalty?

0 percent mortgage

Question Jon, In the past I have had bad credit, mostly due to losing my job and not being able to pay back a credit card I had and also a car on HP. But I overcame that. I went back to work, saved some money, and wanted to buy a property. I went to […]