Will a CCJ Affect Getting Citizenship In The UK?

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Question I am applying for Citizenship here in the UK and there is a Good Character requirement part on the application. I am concerned my application could be denied as I am in some debt and have a CCJ, which I am making payments towards. I have lived in England for over 10 years now, […]

How Can I Make Someone Bankrupt?

signing a business agreement

Question I had some business dealings with someone I know and they now owe me and my company £12,800. I have tried and tried to collect this money, and have thought about taking them to court, but I am unsure what is the best course of action? I need that money to keep my company […]

What is a County Court Judgment or CCJ and What Happens If I Have One?

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One of the tools to collect a debt in the arsenal of creditor’s collection efforts is a CCJ or County Court Judgment. When a creditor decides to go to the courts and get a CCJ, in some instances, not all instances, they may have exhausted all the other efforts they may have tried. It may […]

Will Having a CCJ Affect Getting UK Citizenship?

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Question I am living in the UK under a ILR and am now seeking Citizenship. In completing the application to become a UK Citizen there are questions related to good character. I have lived in the UK for over 10 years, and have found myself in debt, and I have a CCJ, and also I […]

I Have a CCJ, Can The Courts Take My House?

court gavel, judgment

Question Hi, I foolishly signed as a guarantor for a now ex-friend of mine. He defaulted on the loan, and I was contacted to pay. I could not afford to repay the loan, so it went to court and a CCJ was issued against me. I entered into a payment plan, but I am unsure […]

How To Get Out Of Debt

debt, UK debt, how to get out of UK debt

“Neither a borrower nor a lender be” Hamlet Act 1, Scene 3 Debt: “The state of owing money to someone, or something”. Debt is a four letter word, and for some people, a dirty four letter word as they wish they were not in it (debt), or do their best to try and avoid it […]