Getting a Loan After The Pandemic

loan application

To use the term, unprecedented, during the Covid Pandemic was an understatement! Not since 1918 and the Spanish Flu epidemic did we see such death rates, sickness, and countries being locked down, and life as we know it, changing forever. So much changed and had to change during the lock downs we experienced. Our shopping […]

I Was Made Redundant During The Pandemic And Still Owe a Debt.

Question Hi Jon, I have visited this site a few times and happy to have stumbled across it. I like reading the posts and questions people ask, and now I have a question of my own. I unfortunately took out a loan just before the lock downs to do some upgrades to my home. Then […]

Will Taking a Breathing Space From My Debts Affect My Credit Score?

Question I was recently made redundant, and while I am receiving Universal Credit, it is not enough to pay the bills I have. I called my bank and my credit card and they said they would allow me 60 days to find out what my options are and to seek debt advice. So I do […]

“Breathing Space” Scheme

I am unsure why this new “breathing space” scheme is back in the news, as not only was it something introduced a couple of years back, but most creditors have been offering it to account holders for some time now. Especially during the past year, when many people were on furlough, or lost their jobs. […]