CCJ’s – The Courts – Enforcement Orders

the courts

There have been many delays and cancellations due to the pandemic in the past couple of years, and it appears as those delays may linger on for a bit more time. One of those delays and cancellations has been in the court system. You can now file for bankruptcy online, and also file for divorce […]

CCJ Enforcement Orders 101 ( The Basics)

I have been receiving more questions from readers regarding bankruptcy and also defaulting on loans and receiving a CCJ/County Court Judgment. Some are being threatened with being made bankrupt by one of their creditors. While the threat of being made bankrupt should always be taken seriously, it may be just that a threat. You need […]

Council Tax is a Priority Bill

A lot of people moan about paying Council Tax….and I was one of them. I pay £85 a month, and I always said, what am I getting for this money??? I know, I was getting rubbish removal, police services, fire services, plus funding the Council itself. But yet, I still moaned. Then there was the […]

What To Do If Bailiffs Come to Your Home

If there is one word which can strike fear in the hearts of anyone struggling with their bills and finances….it is Bailiffs! If you live in Scotland, it is the Sheriffs. There are a few things that must be said about Bailiffs: There are strict rules and laws they must follow to collect a debt […]

What is a County Court Judgment or CCJ and What Happens If I Have One?

One of the tools to collect a debt in the arsenal of creditor’s collection efforts is a CCJ or County Court Judgment. When a creditor decides to go to the courts and get a CCJ, in some instances, not all instances, they may have exhausted all the other efforts they may have tried. It may […]

I Have a CCJ, Can The Courts Take My House?

Question Hi, I foolishly signed as a guarantor for a now ex-friend of mine. He defaulted on the loan, and I was contacted to pay. I could not afford to repay the loan, so it went to court and a CCJ was issued against me. I entered into a payment plan, but I am unsure […]