I Am Concerned My Bad Credit Will Affect My Getting a Job

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Question I was made redundant a few years ago, before the pandemic, and could not find work until recently. During the time I was out of work I defaulted on 2 credit cards. I was only receiving Universal Credit as a benefit. I was paying the cards £1 a month each, but the defaults were […]

Setting Up A Household Budget and What Are Priority Bills

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Many of us have household budgets, which we live by allowing us, or showing us what we can spend each month. Some people use elaborate mobile apps or spreadsheets or programs to set-up these budgets. But the reality is a budget sets itself up, once you know your priority bills and debts, and go from […]