Can Council Tax Debt Be Statute Barred?

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Question Dukes baliffs attended my parents private house today trying to enforce some council tax debt which is from over 11 years ago they left a sheet of paper stating /threatening that they will attend again they asked for my name i never confirmed this they also told lies stating that my father stated i […]

Acknowledging or Re-engaging a Statue Barred Debt

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In the UK, if a creditor has not contacted you, or attempted to collect a debt owed to them for a period of six (6) years, the account/debt is said to be Statute Barred, which means it is no longer collectable through the courts. There are the key words, no longer collectable through the courts. […]

Can I Return to The UK After Leaving Unpaid Accounts 15 years Ago?

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Question Jon, I left the UK 15 years ago and moved back to Canada. When I left I owed quite a bit of money, about $24,000, which I am unsure what that is GBP now. I have an offer of a job to return to the UK, but am worried I will be stopped at […]

Do I Still Owe A Debt From 2004?

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Question Jon, I think I know the answer to this question, but want a second opinion. I had a loan with Black Horse back in 2004, and after some personal problems stopped making payments in 2006. I have not heard from Black Horse since 2009, and that was a letter to my old address. The […]

I Left The UK In 2010 With Unpaid Bills Will I Be Stopped At The Airport?

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Question I left the UK back in 2010 as I was needed by my family back in my home country. I left suddenly and did not pay my bills and debts before I left. I have not heard from anyone I owe, but a few months after I left my flatmates contacted me to pay […]

Bilkish Is Chasing Me For a Debt I Left In Kuwait

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Question Leased a car in Kuwait in 2007, left Kuwait in 2008, quite quickly to be honest. Left the car & letter at Kuwait Finance House. Nothing heard since, early Jan 2022 Bilkish contacted me via my Current employer (LinkedIn search) saying I have a dept of KD 5,899.100 They have threatened me with a […]

Can I Return To The UK And Get Credit If I Left Unpaid Accounts There?

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Question Hi, I left the UK 7 years ago, and left behind a lot of debts. I am now getting a Visa to come back to the UK to work. I am concerned about being stopped at the airport for these unpaid debts. I also am worried about if I will be able to get […]

Will Unpaid Debts and Council Tax Affect An Enhanced DBS?

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Question One of my friends left the country in 2015 without paying his credit cards and council tax. He returned recently to UK after 6 years. whether they chase him for unpaid bills and will it affect his enhanced DBS check for his work? Answer Hi, Has your friend had any contact since he left […]

Can I Return To The UK Having Left Unpaid Accounts?

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Question I currently live in the states, and have a green card, but I am also a British Citizen. I have lived in the USA for 5 years, and when I moved here I left some accounts in England unpaid. I met someone, came to America, got married and plan to stay here. We want […]

Do I Owe a Loan From 10 Years Ago?

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Question Hi Jon, I took out a loan with Black Horse over 10 years ago. I ran into some financial difficulties and stopped making payments. Since then I have moved quite a few times. I have not heard from Black Horse or anyone about the loan for almost 10 years. I always check my post, […]