Question

Jon,

I went bankrupt almost 10 years ago. It was due to just being young and silly and using credit cards. When will this bankruptcy be removed from my credit history?

Answer

Hi,

Everything, including bankruptcy stays on your credit file for a period of six (6) years. So if you went bankrupt 10 years ago, the bankruptcy should have dropped off.

Get a copy of your credit file to review, and see what is there. The credit bureaus have procedures you can follow to update your credit report.

Regards,

Jon

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