Question

I went bankrupt 10 years ago and still cannot get credit. I applied for a credit card and was rejected. I just want to move on.

Ky

Answer

Ky,

Have you reviewed your credit report recently?

Applying for too much credit can also lower your credit score.

The bankruptcy should have dropped off your credit history after six (6) years. Get back to me and we can look more into this.

Regards,

Jon

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