I owe Vanquis credit card £2,000 and I just can no longer sustain the minimum payments, the interest I pay each month alone is over £75! I need to know what I can do?




Have you spoke to Vanquis about your situation? That is your starting point. They may be able to freeze the account and reduce your payments for a few months to help you get on-track. They will probably freeze the account to any new charges, so if you have any reoccurring debits on the card, you will want to change these.

Why are you are struggling to make the payments? I know the cost of living in general has gone up, but what has caused you to now struggle with the monthly payments?

Do you have any other accounts you are paying?



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