I am applying for Citizenship here in the UK and there is a Good Character requirement part on the application. I am concerned my application could be denied as I am in some debt and have a CCJ, which I am making payments towards.
I have lived in England for over 10 years now, and have ILR, and felt it was time to become a citizen.
I need advice as to if this will be a problem.
Thanks in advance,
I understand your concerns about the naturalisation process, and what the Home Office has as a “good character” requirement.
I am surprised that requirement is still a part of the application process as I thought there had been some controversy regarding it.
What defines good character is broad, and in some instances vague and subject to various definitions. How is that for a non-answer.
From my research and experience, the Home Office uses this clause as a last resort in sorting out who they want to stay here or not.
There are a few things they look at:
- Criminal records and if you have committed crimes in other countries.
- If you previously have overstayed a Visa.
- Committed a “sham marriage” to stay in the country.
- Did you abuse the Life in the UK test, meaning you actually sat for the test.
- Your finances, bankruptcy, however they do not review your credit file.
The government may also look at if someone has mental health issues as well.
This list is not exhaustive or definitive, just a few things that could be reviewed.
Being in debt and having a CCJ is not a crime.
If you are paying your debts, and have a payment plan in place, then you are showing responsibility for the debts, and that is good character.
I hope this helps.