Question

How do I get out of a loan I just took out. I applied for the loan 2 days ago, and have changed my mind.

Answer

Hi,

Many lenders and by law have a “cooling off” period after taking out a loan or insurance policy.

In addition, by law there is a 14 day cooling off period.

Have received the money from the loan?

Have you spoke with the lender?

Your first port of call is to speak to the lender and let them know you wish to cancel the loan.

Let me know how you get on.

Regards,

Jon

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