Question

I’ve got around £2000 debt, not much but it heavy on me. I’m single mum and struggling to pay back and I don’t want to to grow etc. How can I affordably pay it back or can I reduce my debt so it is easier to pay back?

Answer

Kinga, 
Is the debt you have with just 1 creditor, or is it more than 1?
Have you spoke to those you owe?
I ask as you do have options to deal with the debt.
In speaking with those that you owe you could enter into a token payment plan.  This is where you pay as little as a £1 a month towards each account.  There also could be the option of a debt management plan.


If you can give me more details, I can advise you further.


Regards, 


Jon

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