I lived in the UK for almost 5 years on a work Visa. I left the UK just a few months ago to come back home to the US, in part due to the pandemic and also my work Visa was soon to expire.

I still have a credit card and a few outstanding bills there in the UK.

I have a job here in the US and need to finish paying off the debts I left in the UK.

How can I do this, and how will the exchange rate affect me paying the accounts?

Thanks in advance,




That is a good question, and I will try to give you as much information as I can.

It is good you have work there in the US and can afford to make payments on the accounts here. As to how to pay those payments will depend on a few things.

I you still have a UK bank account, and can transfer money into that account, you can pay the accounts that way.

You could also contact your creditors, inquire with them how to pay from another country. You may need an IBAN number from them, which is an International Bank Account Number, so you can make the payments from a US bank.

You could also look into Paypal. You can transfer money from a US bank into Paypal and the draw that money either into your UK bank, if you still have one, or pay the accounts via Paypal.

Regarding the currency exchange rates, that can be difficult to predict.

Unfortunately, for some time now the GBP has been stronger than the USD, which means to pay £100, you may need $125 or more.

The best way to do this is to check the current exchange rate, Paypal does this for you, and you may need to send a bit more or extra to insure you are paying the minimum payments the accounts may require.



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